Welcome to Financial Good, Bad, and Ugly (“FinancialGoodBadandUgly.com”), an online news magazine featuring articles on what’s good, bad, and ugly in finance (money), business, entrepreneurship, and more.  Our Privacy Policy explains how we collect, use, disclose, and protect information that applies to our website, and your choices about the collection and use of your information.

Use of our website is an acknowledgement of acceptance of our Privacy Policy, Terms of Service, and Disclosure Policy.

We may ask for certain information such as your first name, last name, email address, phone number, and other identifying information when you participate in one of our FinancialGoodBadandUgly.com programing involving the following activities:  1) filling out an online survey; 2) nominating a person or business for a special recognition; 3) participating in an online competition, drawing, and/or give-away; 4) and when requesting to receive our online FinancialGoodBadandUgly.com Newsletter.  This information may be used to email you updates from FinancialGoodBadandUgly.com and to email you information from us on behalf of our subsidiaries, sponsors, partners, affiliates, third-parties, and others.  Please note that at no point and time will we give our subsidiaries, sponsors, partners, affiliates, third-parties, and others your personal information to be used on an at-will basis.  Instead, the information will be sent to us from our subsidiaries, sponsors, partners, affiliates, third-parties, and others and we will send the information to you on behalf of the aforementioned entities.  

At any point, if you do not want to receive such email messages, you may opt out of receiving them via opt out options attached to certain communications as well as by emailing us at Info@financialgoodbadandugly.com with the message “Stop Sending Emails.”

Additionally, your information may also include the retention of any messages you send through FinancialGoodBadandUgly.com as well as information you provide when posting on social media sites such as Facebook, when you “like” a messages or article, and you post updates.  This information may be used to manage, maintain, operate, and provide you with additional features in the future that may serve to make our site more functional for online users.  

Also, we may receive information about you from third parties. For example, if you access our websites or Service through a third-party connection or log-in, for example, through Facebook or other social media site, by clicking on the “like” button on an article or FinancialGoodBadandUgly.com update or after posting your thoughts or reflections concerning an article on FinancialGoodBadandUgly.com, the third party may pass certain information about your use of its service to us.  This information could include, but is not limited to, the user name associated with your Facebook or other social media account, any information that you have permitted the third party to share with us, and any information you may have made public through your connection with that service, including your public profile picture(s), news feed, posts on your wall (including post from your “friends” that may have posted on your wall).   

Because of this, we recommend you should always err on the side of caution by reviewing your social media settings, and if necessary, adjusting your privacy settings on third-party websites and services before linking or connecting them to the FinancialGoodBadandUgly.com.    

We may directly or indirectly collect or use third-party analytical and statistical data tools to measure online traffic, trends, and usage of FinancialGoodBadandUgly.com.  

Cookies are small files that convey information about how you use and interact with the web.  Third parties, online tools, and resources through FinancialGoodBadandUgly.com may use cookies to understand how you use the internet, the websites you visit, and other information concerning your browsing trends and updates.  Because of this, we recommend that you reset your web browser to refuse all cookies or to indicate when a cookie is being sent.  Alternatively, it may also be a good practice to periodically delete Cookies from your web browser.   

We may share your information with third-parties for the purpose of providing our website to you and its online services and tools that are reasonably necessary to deliver our services and online content and web-functionality to you.  Moreover, we may share your information in the following scenarios:

1.    Shift in Corporate Control:

In the event that FinancialGoodBadandUgly.com is sold, assigned, or merged with another company.  In this event, due to the change in control, your information would likely be shared with this new third party.  
2.    Mandated by Law:

We will also disclose your information with third parties when required to do so by law or subpoena or if we reasonably believe that such action is necessary to comply with the law and/or the reasonable request of law enforcement, to enforce our Terms of Service.

3.    Protect Our site:

We will also disclose your information to third parties to protect our site, FinancialGoodBadandUgly.com, and our Users.  

Advertising On Our Website:

We may allow third-party ad servers or ad networks or others to serve advertisements on the FinancialGoodBadandUgly.com website.  These third-party ad servers or ad networks or other ad providers may use technology to send advertisements, ad links, and other forms of ads directly to your browser or device, and may automatically receive your IP address when they do so.  They may also use other technologies to compile information about your browser such as usage patterns to personalize the advertising content.  If you wish to opt out of being subjected to the technology in use by the aforementioned advertisers, you may do so by adjusting your browser to alert you of cookies and/or to refuse acceptance of cookies when cookies are placed.  Alternatively, it may also be a good practice to periodically delete Cookies from your web browser.     

No Control of Third Party Advertiser Activities:
 
FinancialGoodBadandUgly.com Privacy Policy does not apply to, and we cannot control the activities of third-party advertisers.  Because of this, we recommend that if you wish to opt out of being subjected to the technology in use by the aforementioned advertisers, you adjust your web browser to alert you of cookies and/or to refuse acceptance of cookies when cookies are placed.  It may also be a good practice to periodically delete Cookies from your web browser.  Alternatively, you may review the privacy policies of such advertisers and contact them directly.   

Keeping Your Information Safe:

FinancialGoodBadandUgly.com cares about the security of your information.  As such, we use internal safeguards to protect your privacy and security.  However, we cannot ensure or warrant the security of any information you transmit on our site or guarantee that information on FinancialGoodBadandUgly.com may not be retrieved, accessed, altered, damaged, or destroyed.  Your privacy settings may also be affected by your web browser setting.  We are also not responsible for the security measures of any third party.      

Known Compromise of Information:  
In the event that any information under our control is compromised as a result of a breach of security, FinancialGoodBadandUgly.com will take reasonable steps to investigate the situation and where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.

Contact Us:

In the event that you would like to contact us by mail concerning any matter concerning our Privacy Statement, Terms of Service, or other matters, you may send us an email message to Info@FinancialGoodBadandUgly.com.  Alternatively, you may mail us at the following address listed below:

Financial Good, Bad, and Ugly
Attn: Customer Support
P.O. Box 1965
Orlando, Florida 32802

If you would like to opt out of receiving email messages regarding offers emailed to you on behalf of our third party advertisers and others, you may opt out of this by emailing: Info@FinancialGoodBadandUgly with the message “Stop Sending Emails” Please be patient as it may take between two to four weeks for us to fully process your request.