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This policy is valid from the 4th of August 2013: 

Financial Good, Bad, and Ugly ("") is an online magazine written and edited by the Team, a subsidiary of C.I.A.F.S, LLC.
We do not use our website to recommend, suggest, or promote the purchase of any stocks, mutual funds, or other speculative investment(s).  Consequently, if any such recommendation is posted on our website, it is not a part of our content and we strongly advise you to disregard.
The owner(s) of and staff writers of are not compensated to provide opinions on products, services, websites and other various topics for compensation.  Therefore, the views and opinions expressed in this online magazine are the views of the Team and its staff writers whose work appears on our website. 

Additionally, freelance writers whose work appears on the website are also entitled to have their own views and opinions, which may be different from the owners, the Team, and the staff writers.
If we claim or appear to be experts on a certain topic or product or service, or appear to endorse a product or service, please note that we will only endorse a product or service that we believe in. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider. abides by word of mouth marketing standards.  

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This policy was last updated on August 4th 2013.

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